Life & Annuity Ecosystem

Paperless Solutions Group (PSG) was founded in 1998 by a successful Million Dollar Round Table agent. And has grown to be one of the industry's insuretech leaders. Today, our products are used by some of the world’s largest insurance carriers, direct marketing organizations, independent distributors, and financial institutions. ​Our purpose is to help everyone selling insurance, do it easier and offer the best experience possible to their users and customers. We do this by creating great solutions that are innovative and highly customizable and can be accessed across all platforms and reached by any channel.Critically, these solutions are available ala carte or connected to other PSG platforms or those provided by others.​We invite you to see why so many companies, like yours, are adopting our solutions over any other in the marketplace today.​Paperless Solutions Group was acquired by MIB to expand MIB’s portfolio of solutions that provide next- generation capabilities focused on automating the approach to selling and underwriting life insurance. Perfectly complementing MIB’s existing products, which help insurers assess risk during and after the underwriting process.

Reinsurance is a relationship business and Partner Re continually strives to live up to the promise of their name. The company brings a more personal approach to the marketplace with a distinctive balance of technical skills and client focus, expertise and partnership.

PDHI is a technology company that develops and distributes the ConXus Platform for delivering wellness and health management programs. Wellness providers, health systems, health plans, and large employers license the ConXus Platform to deliver comprehensive private-labeled wellness programs. Solutions are delivered using a software-as-a-service (SaaS) model that allows rapid deployment and access to capacity based on need. Clients can configure modules to match program design for each end client or workplace. ConXus solutions are scalable and flexible, driving process efficiency and project control for clients.The HITRUST-certified platform consists of a configurable wellness & benefits hub that is integrated with applications for incentive management, health coaching, and biometric screening. Mobile-web responsive-design technology optimizes the hub interface from any device.

Peacefully is a benefit that employers and insurance companies offer to help families prepare for end-of-life and handle bureaucratic tasks after a death (e.g., notifying social security, canceling utilities, dealing with online accounts). Whether planning ahead or handling the affairs as a surviving loved one, Peacefully alleviates the 500 hour burden of post-death administrative work. While Peacefully’s custom project management tool with state-specific forms and instructions is free, users can also upgrade to have tasks done for them. These tasks include preventing identity theft, closing online accounts, writing the obituary, applying for veterans benefits and more. Peacefully improves financial wellness, beneficiary satisfaction and employee productivity.

Pega’s low-code application development platform allows enterprises to quickly build and evolve apps to meet their customer and employee needs and drive digital transformation on a global scale.

Penn River is a native cloud life and software company that offers two products:*Penn River’s ProductHub is an industry-first solution that provides as much as a 30% reduction in time to market, and as much as a 25% reduction in carrier product development costs without replacing current systems.*Penn River’s Policy Admin Platform is simple and concise, designed with pre-built functionality that is flexible, extendable, transparent, verifiable, and maintainable. This platform comes bundled with ProductHub.

Policygenius is the nation’s leading online insurance marketplace, with headquarters in New York City and Durham, North Carolina. Policygenius has helped more than 30 million people shop for all types of insurance like they shop for everything else — online — and has placed over $75 billion in coverage. Policygenius launched digital wills and trusts in 2020.

PolicyMe is a rapidly growing insurtech startup making life insurance simpler and more affordable for everyone who needs it. PolicyMe’s online platform provides a digital experience for customers to navigate the entire insurance-buying process, helping Canadians get personalized advice, compare quotes, and apply for life insurance in just a few clicks.

Policy Ninja partners and integrates with a premier set of carriers to offer straight-through processing of life and health insurance applications in both a direct-to-consumer and agent-facing platform. The streamlined underwriting engine provides quoting, real-time decisions, electronic or voice signature, and electronic payment options.

Powerlytics has a market intelligence and analytics platform that powers better decisions by using the most accurate and comprehensive business and consumer financial data available. Powerlytics’s consumer database and products are based on the tax returns over 150 million households that cover over 200 million adults. This database includes over 1,000 highly predictive data variables. While for confidentiality reasons all of the data is anonymized, it can be viewed across many geographic areas from the US down to a Zip+4 level (on average 3-4 households).An example use would be the ability to understand prospects or customers economic profile, not just average income with more accuracy than is currently available in the market today, but also understanding how that income is derived among areas like interest and dividend income as well as retirement income. You can also have a better understanding of consumer expense profiles as well with items such as mortgage expense. Powerlytics does not just have the average amounts in an area; they have market totals as well. The ability to understand risk profiles, stress test portfolios, wallet share and market opportunities has never been this comprehensive and accurate.Their business database is similar in that it is underpinned by the tax return data of all 30 million for profit businesses that file tax returns. This data can be filtered into over 1,000 industries groups, by size ranges based on sales or employment from a geographic standpoint from the US down to a zip code level as well as by the legal form of the organization.Their business products are used to understand a small business’s risk profile and more effectively target business prospects among other uses. It is particularly strong in understanding private business environment and at understanding economic trends across industries and consumers at very granular geographic areas.

Proformex is the leading inforce management platform offering data aggregation, analytics, and portfolio monitoring for life insurance and annuities. The platform is purpose-built to help independent life insurance and advisory firms protect their clients’ best interest and ensure regulatory compliance by monitoring individual policy performance, identifying at-risk policies, and uncovering new sales opportunities. Preformex’s automated solutions make inforce management more efficient, more profitable, and results in better experiences for policy owners.

PwC is a multinational professional services network of firms. With offices in 155 countries and 284,000 people globally, PwC is among the leading professional services networks in the world.PwC’s insurance practice serves global and domestic insurers of all sizes, including 94% of Fortune 500 insurance companies, helping carriers from strategy through execution with services in the following areas:- Business Strategy - Customer Experience - Digital Strategy & Design - Technology - Operations - Risk - Actuarial and Finance Modernization and Effectiveness - Tax

Quest Diagnostics empowers people to take action to improve health outcomes. Derived from the world’s largest database of clinical lab results, Quest’s diagnostic insights reveal new avenues to identify and treat disease, inspire healthy behaviors and improve health care management.

Quotacy makes it easy for people to protect the future of their loved ones with the gift of life insurance. Quotacy’s process allows consumers to shop anonymously until they’re ready to buy. Plus, all the life insurance companies they work with are best-in-class, financially-secure, and highly-rated.Quotacy is committed to helping families by providing the tools and resources necessary to choose the right life insurance coverage. After applying, online clients are paired with a personal Quotacy agent who will check other top-rated life insurance companies to make sure they’re getting the best price for their unique lifestyle and health situation. Quotacy advocates on their behalf, takes care of the legwork with the insurance company, and keeps them informed every step of the way.Quotacy’s mission is for everyone who has a loved one who depends on them to have life insurance. Quotacy’s goal is to help one million families buy life insurance with the thought that if Quotacy can help that many families while staying true to themselves, then they will have made a difference without having to compromise who Quotacy is and what the company stands for. Most importantly, to prove that doing the right thing matters and that you can put people before profits and still be successful.

Reinsurance Group of America, Incorporated (RGA), a Fortune 500 company, is among the leading global providers of life reinsurance and financial solutions, with approximately $3.5 trillion of life reinsurance in force and assets of $84.7 billion as of December 31, 2020. Founded in 1973, RGA is recognized for its deep technical expertise in risk and capital management, innovative solutions, and commitment to serving its clients. With headquarters in St. Louis, Missouri, and operations around the world, RGA delivers expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, health reinsurance, facultative underwriting, product development, and financial solutions.

Success from Anywhere, Salesforce brings companies and customers together on the #1 CRM, sharing the news, events, and innovation needed to change the world for good.

Sapiens International Corporation is a leading global provider of software solutions for the insurance industry. Sapiens offers end-to-end core, data and digital solutions for property and casualty, life, and workers’ compensation insurance, reinsurance, and financial and compliance. Sapiens also offers industry-leading business decision management software to a variety of insurance and financial institutions. Sapiens provides customers with a digital ecosystem to take advantage of the latest industry technologies.

SCOR, one of the world’s largest reinsurers, provides its clients with a diversified and innovative range of solutions to control and manage risk. Using its experience and expertise, “The Art & Science of Risk”, SCOR provides cutting-edge financial solutions, analytics tools and services in all areas related to risk – in Life & Health as well as in P&C.

SelectQuote shops many highly rated insurance companies to find you the best rates and has helped millions of families with their life, auto, home and Medicare insurance needs.

Sentiance is an intelligence-driven data science and behavior change company. The company turns motion data into contextual insights and uses behavioral change techniques to personalize engagement for safer and sustainable mobility and wellbeing experiences.Sentiance empowers the world’s leading companies to create personalized engagement services and products through intelligent contextual recommenders, delivering technology for a new human-centric economy where the user is in control of data.

Socotra is the enterprise-grade core platform that enables insurers to rapidly develop and deploy innovative products that better serve their customers and manage their books of business. Socotra’s cloud-native platform streamlines the end-to-end insurance policy lifecycle, including underwriting, policy administration, claims, billing, and reporting.

Somerset Re provides customized risk management solutions to the life insurance and annuity sectors.The company specializes in reinsurance solutions that help clients efficiently deploy capital, improve long-term performance and fund new business growth. A team of highly experienced reinsurance professionals customizes each reinsurance program to optimize the benefits for Somerset Re’s clients.

Sprout is a health engagement platform that inspires employees to get fit and empowers employers to manage and quantify their corporate wellness. Sprout is simple to use, visually engaging and employs social networking and gaming techniques to keep employees invested in improving their health. Sprout makes business healthier and more productive while boosting the bottom line.

At Stratizant, digital strategy is about more than creating a mobile platform and social media presence. Their focus is on business transformation, real-time data, automation and cloud-enabled frameworks that offer you a hierarchical business IT blueprint to achieve greater growth and success.Stratizant's customized strategies focus on building electronic processes that replace legacy touchpoints to improve business efficiency. They deliver an industry-specific approach to IT services with tailored roadmaps that improve fluidity and capability in the finance, healthcare, insurance and manufacturing industries.

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Headquartered in San Francisco and Dublin, the company aims to increase the GDP of the internet.

Surefyre is a cloud-based software platform used by insurers, MGAs, and agents to easily work directly with each other, quickly close business, underwrite, manage policies, and much more. Surefyre allow insurers, agents, and (soon) policyholders to easily connect and do business without thinking about technology.

Sureify’s LifetimeACQUIRE is a configurable eApp and application processing tool that allows potential policyholders to research, quote, apply and buy your products via any distribution channel at any time. LifetimeAcquire’s low code functionality and easy-to-use UI, and features like data pre-fills, chat/co-browsing, reflexive questioning and accelerated underwriting decisioning, smoothly take direct-to-consumer applicants, call center or advisor sales agents from questionnaire to contract. LifetimeAcquire makes the entire application and buying process for life insurance and annuities intuitive and non-technical so that any carrier can continually make updates to meet changing agent and customer needs.


In addition, LifetimeAQUIRE takes application processes and follow-through directly to your customers with our OnTrack feature. With web and mobile status tracking, applicants can follow along and follow up where they need to -- getting missing signatures, scheduling medical exams, if needed, and smoothing out the entire underwriting process, accelerated or otherwise. This can net you higher placement rates, better customer experiences, and guaranteed “in good order” applications.

CoreCONNECT empowers carriers to rapidly deliver and innovate upon their digital experiences, effortlessly meeting their customers’ and partners’ evolving needs while seamlessly integrating across their existing legacy systems. CoreCONNECT integrates advanced data assimilation and process orchestration frameworks into a unified platform that tackles the inherent challenges of providing digital life insurance transactions over complex backend software infrastructure. It makes it easy to deliver a high-performance API for your entire business.

Sutherland is a managed services company providing an array of technology assets to the world’s largest organizations, resulting in productivity increases, cost savings, and deep insights.

The Swiss Re Group is a leading wholesale provider of reinsurance, insurance and other insurance-based forms of risk transfer. Dealing direct and working through brokers, its global client base consists of insurance companies, mid-to-large-sized corporations and public sector clients.

Tango Card provides leading incentive-delivery technology to organizations in the B2B space. Globally, enterprise companies use this technology to deliver an extensive catalog of domestic and global e-gift cards as part of consumer loyalty programs, sales incentive programs, health and wellness engagement, and employee recognition.

A part of the Tata group (India’s largest multinational business group), TCS is an IT services, consulting and business solutions organization that has been partnering with many of the world’s largest businesses in their transformation journeys for the past fifty years.

TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace.TransUnion does this by having an accurate and comprehensive picture of each person.This picture is grounded in the company’s legacy as a credit reporting agency which enables them to tap into both credit and public record data; their data fusion methodology that helps them link, match and tap into the awesome combined power of that data; and their knowledgeable and passionate team, who stewards the information with expertise, and in accordance with local legislation around the world.

Trust & Will makes estate planning simple, affordable, and accessible with a design-first approach and amazing customer support. The company has tens of thousands of happy customers using their complete suite of products nationwide. Trust & Will enables every American to create a plan that fits their family, their life, and their legacy.

UKG (Ultimate Kronos Group)’s Purpose Is People. Built from a merger that created one of the largest cloud companies in the world, UKG believes organizations succeed when they focus on their people. As a leading global provider of HCM, payroll, HR service delivery, and workforce management solutions, UKG’s award-winning Pro, Dimensions, and Ready solutions help tens of thousands of organizations across geographies and in every industry drive better business outcomes, improve HR effectiveness, streamline the payroll process, and help make work a better, more connected experience for everyone.

Univerus delivers enterprise software solutions that are intuitive and gratifying to use. Their approach is simple – they involve their customers in the design process to ensure that Univerus products match real-world needs and expectations. By providing access to specialized resources that might not be feasible for smaller organizations, they can leverage expertise across the organization, established new sales channels, and support taking the business to the next level.

Unqork is a no-code application platform that helps large enterprises build complex custom software faster, with higher quality, and lower costs than conventional approaches.

Validic is the healthcare industry’s premier technology platform for convenient, easy access to digital health data from best-in-class clinical and remote-monitoring devices, sensors, fitness equipment, wearables and patient wellness applications. Validic’s mission is to improve the quality of human life by building technology that makes personal data actionable.